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Privacy Policy - Terms of Use - Admin - Copyright ©2017 Spectrum Canada Mortgage Services Inc.   Spectrum-Canada Mortgage Services Inc. is a licensed Mortgage Brokerage. Spectrum-Canada Mortgage Services Inc. is licensed as a mortgage broker in British Columbia under the Mortgage Brokers Act and pursuant to the Financial Institutions Commission – License number: X027170 and is also authorized to handle trust funds. Spectrum-Canada Mortgage Services Inc. is licensed as a mortgage administrator in Ontario under the Mortgage Brokerage, Lenders, and Administrators Act and pursuant to the Financial Services Commission of Ontario - License number: 12045. Spectrum-Canada Mortgage Services Inc. is licensed as a mortgage broker in Ontario under the Mortgage Brokerage, Lenders, and Administrators Act and pursuant to the Financial Services Commission of Ontario - License number: 10832. Spectrum-Canada Mortgage Services Inc. is licensed as a mortgage broker in Alberta under the Real Estate Act and pursuant to the Real Estate Council of Alberta with its registered office in Edmonton. Spectrum-Canada Mortgage Services Inc. is licensed to carry on business as a financing corporation with respect to mortgage administrator activities and mortgage brokerage activities in Saskatchewan under The Trust and Loan Corporations Act, 1997 and pursuant to the Financial Services Commission – License number: 316067. Spectrum-Canada Mortgage Services Inc. is licensed in New Brunswick under the Mortgage Brokers Act as a Mortgage Brokerage (License Number: 160000731) and under the Cost of Credit Disclosure Act and pursuant to the Department of Justice and Consumer Affairs (License number: 81235). Spectrum-Canada Mortgage Services Inc. is licensed in Newfoundland & Labrador under the Mortgage Brokers Act and pursuant to the Department of Government Services – License number: 07-07-SP108-1. Spectrum-Canada Mortgage Services Inc. is licensed in Nova Scotia under the Mortgage Brokers’ and Lenders’ Registration Act – License number: 151670082.

About Spectrum Canada

Spectrum-Canada Mortgage Services Inc. ("Spectrum") is a licensed Canadian financial intermediary established in 2000 to specialize in the area of nonconventional mortgage lending during which time it has developed unique expertise in accessing, processing and funding a range of 1st and 2nd mortgage product.

Spectrum’s area of expertise is alternative mortgage solutions for clients who fall outside bank lending guidelines. Reasons may include the difficulty in assessing self-employment income; the desire for higher loan-to-value or debt service ratios; or because of past credit problems. But it may also be due to specific ‘A’ market niches which the bank may be averse to lending in (i.e. multiple rentals, borrowed downpayments, discharged bankruptcies or net worth programs etc.).

Spectrum's strong history in originating, underwriting and managing nonconventional mortgages has given it the specific knowledge necessary to successfully navigate this marketplace and Spectrum will continue to develop new origination, funding and servicing programs to build upon its proven expertise.

For more information on Spectrum and its activities, please EMAIL us.